If I put in a claim for my broken auto glass, won't my rates go up?
Most windshields break from stones off the highway thrown by other car tires. Because these stone breaks are unrelated to your driving skills, they fall under comprehensive insurance. Some insurance companies refer to comprehensive insurance as "act of nature" or "act of God" incidents because they are not the driver's fault.
Other examples of comprehensive claims are a tree falling on a car or vandalism. A very small portion of your insurance bill is for comprehensive loss risk.
The vast majority of insurance companies will tell you over the phone that your rates won't go up for putting in a comprehensive claim.
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How do I file a claim?
Each insurance company is different. The easiest way to file a claim is to call us and let us know about your glass breakage. We will provide free claim consultation. We'll let you know the easiest way to file with your insurance agency as well as how to minimize your total cost.
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Is it worth it for me to file a claim with a high deductible?
| In order to minimize your out of pocket expense, we like to analyze each glass loss both ways - cash and insurance. We'll make sure you get the lowest cost. Sometimes deductibles can be discounted heavily. It is best to look at all your options before spending your hard-earned money. |
Why does my insurance company want me to use Safelite Auto Glass?
| Many insurance companies use a free order taking and billing service to handle their glass only claims. Two examples of such services are the Safelite Glass Network and Lynx Services. These services are owned by large glass manufacturing companies that do the claim filing in exchange for being routed all the calls.
If you don't have a glass shop in mind, they will set you up with a glass shop of their own. This is why they provide these services for free - to get thousands of jobs. Often times it is unclear whether you are talking to your own insurance company or a representative from one of these glass companies.
Residents of some states have the right by law to chose any auto glass shop. Make sure the shop you choose has a quality part, a stone break warranty, timely service, and a deductible coupon. |
Call now to set an appointment! |
